Senior Credit Analyst – Industrial Equipment

Role: Senior Credit Analyst

Location: Elk Grove, IL

Salary: $65K~80K (Depending on experience)

Work Type: Full-time, Exempt (FLSA), Onsite (9:00 AM – 5:00 PM)

Travel: Up to 10% (domestic and occasional international)

Benefits: Health, Dental, Vision, Life Insurance

We are seeking a motivated and detail-oriented Credit Analyst to join our team and support credit risk assessment, financial analysis, and customer account management across North America. This role plays a key part in evaluating customer creditworthiness and supporting business growth through sound financial decision-making.

Key Responsibilities:

• Analyze financial statements, credit reports, and related data to assess customer credit risk
• Perform detailed analysis on cash flow, liquidity, leverage, and repayment capacity
• Prepare credit reviews, reports, and recommendations for management approval
• Support accounts receivable and collections processes within a B2B environment
• Conduct research on customers, guarantors, and market conditions
• Assist in developing and improving credit scoring models and internal processes
• Utilize systems such as ERP/CRM (e.g., Dynamics AX, Salesforce) and Moody’s for financial analysis
• Collaborate cross-functionally with sales, finance, and operations teams

Qualifications:

• Bachelor’s degree in Finance, Accounting, Business, or related field (preferred)
• 4–8 years of experience in credit analysis, financial analysis, or accounting
• Strong analytical skills with attention to detail
• Experience working with financial ratios, credit underwriting, and risk assessment
• Proficiency in Microsoft Excel and MS Office tools
• Experience with ERP/CRM systems (Dynamics AX, Salesforce preferred)
• Bilingual English/Spanish is a plus

This is a great opportunity for someone looking to grow their career in credit risk, financial analysis, and corporate finance within a dynamic business environment.